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Personal Finance

22 posts

Take control of your finances! Our “Personal Finance” section provides the tools and knowledge you need to make smart money decisions and build a secure future.

  • Personal Finance

10 Powerful Tips to Save Money When Buying a Car in Singapore

  • Boney Varghese
10 Powerful Tips to Save Money When Buying a Car in Singapore
Buying a car in Singapore can be a significant financial commitment, especially with the high costs. As seasoned traders and personal finance enthusiasts, we’ve learned much about making smart financial…
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Credit Card Chaos to Cashmere Kingdom: How I Hacked the System (and You Can Too!)
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  • 3 min
  • Personal Finance

Credit Card Chaos to Cashmere Kingdom: How I Hacked the System (and You Can Too!)

  • Boney Varghese
Alright, finance fiends and budget buddies, gather ’round! Let’s talk credit cards. Now, before you click away, convinced this is another snooze-fest about APRs and responsible spending (yawns, right?), hold…
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How to Avoid getting caught up in Debt Cycle
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  • 2 min
  • Personal Finance

How to Avoid getting caught up in Debt Cycle

  • Boney Varghese
The debt cycle is a pattern of borrowing and repaying debts that can be difficult to break. It can be caused by a variety of factors, including overspending, unexpected expenses,…
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The Best of the Lot - Top 5 Personal Finance Books
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  • 1 min
  • Personal Finance

The Best of the Lot – Top 5 Personal Finance Books

  • Boney Varghese
Here are my top five of the top personal finance books:
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Confessions of a Recovering Budgeting Scrooge: 5 Hacks to Squeeze Every Drop of Wisdom from Your Personal Finance Books
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  • 3 min
  • Personal Finance

Confessions of a Recovering Budgeting Scrooge: 5 Hacks to Squeeze Every Drop of Wisdom from Your Personal Finance Books

  • Boney Varghese
Hey money peeps, it’s your friendly neighborhood finance fanatic, back with a confession. Remember that whole “debt-free diva” spiel I had going last year? Turns out, even us self-proclaimed financial…
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Mastering Your Financial Destiny: A Comprehensive Guide to Elevating Your Al Etihad Credit Bureau Score
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  • 3 min
  • Personal Finance

Mastering Your Financial Destiny: A Comprehensive Guide to Elevating Your Al Etihad Credit Bureau Score

  • Boney Varghese
Greetings, savvy readers! Today, we’re delving into the realm of personal finance to address a concern that resonates with many: improving your Al Etihad Credit Bureau score. Your credit score…
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Your Emergency Funds - How much is enough?
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  • 3 min
  • Personal Finance

Your Emergency Funds – How much is enough?

  • Boney Varghese
You’ve heard this advice time and time again. You need to have an emergency fund that you can turn to in times of… emergencies. The pandemic has proven this to…
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3 rules to help you retire comfortably
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  • 4 min
  • Personal Finance
  • Investments

3 rules to help you retire comfortably

  • Boney Varghese
Remember the most important lesson – spend less than you earn. A lot of the time it’s just as simple as that. Look for opportunities in your life to shave…
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mistakes in your 20's
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  • 4 min
  • Personal Finance

7 Critical Mistakes in Your 20s to Avoid for a Brighter Financial Future + some extras

  • Boney Varghese
Your 20s are a fantastic, whirlwind decade! You’re navigating fresh freedoms, making life-altering decisions, and laying the groundwork for your future. Along the way, though, financial missteps are easy to…
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13 Practical Tips for Frugal Living: Thrive on Less, Enjoy More
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  • 4 min
  • Personal Finance

13 Practical Tips for Frugal Living: Thrive on Less, Enjoy More

  • Boney Varghese
13 practical tips for frugal living 1- The art of the deal 2- Buy in bulk 3- Find alternative methods of travel 4- Buy fresh produce at the market 5- Visit the local library 6- Adopt a DIY mentality natural lifestyle 7- The many uses of vinegar 8- Cut the chord 9- Review your health insurance 10- Make space for a deep freezer 11- Reduce utility expenses 12- Find factory defects, excess inventory clothi 13- Avoid those impulse purchases
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